{"id":130886,"date":"2016-06-16T15:56:10","date_gmt":"2016-06-16T15:56:10","guid":{"rendered":"http:\/\/hill-kleerup.org\/blog\/2016\/06\/16\/home-depot-sues-over-chip-without-pin-card-restrictions.html"},"modified":"2016-06-16T15:56:10","modified_gmt":"2016-06-16T15:56:10","slug":"home-depot-sues-over-chip-without-pin-card-restrictions","status":"publish","type":"post","link":"https:\/\/hill-kleerup.org\/blog\/2016\/06\/16\/home-depot-sues-over-chip-without-pin-card-restrictions.html","title":{"rendered":"Home Depot sues over Chip-without-PIN card restrictions"},"content":{"rendered":"<p>Home Depot has filed a law suit arguing that MasterCard and Visa have &quot;colluded&quot; to prevent use of PIN numbers on credit card transactions in the US. It says that the less-secure lack of PINs reaps more transaction fees for the credit card companies, and contractual terms that both card companies impose prevent banks or retailers from using less expensive PIN-authentication services.<\/p>\n<p>That makes a lot more sense than &quot;We don&#39;t think Americans can remember PIN numbers.&quot;<\/p><\/blockquote>\n<blockquote class=\"sm2wp\"><p>\n<a style='display:inline;' href='https:\/\/consumerist.com\/2016\/06\/15\/home-depot-accuses-visa-mastercard-of-colluding-on-defective-credit-cards\/'><br \/>\n<img src='https:\/\/lh3.googleusercontent.com\/proxy\/K1r_OQro4H7h4_SyRCEX_LipV1EDtJrRao956hWG-CWZfe9wEtr0Z5UUlq27H156a77hiFSKl3hIpupSfqgF0X_7vLU_PuJ32Uq3Ed_FmcBCNEwrwf0XZIGgL8wdQtQotf4suyjp=w506-h910' border='0' style='max-width:650px;'\/><br \/>\n<\/a><br \/>\n<span style='font-size:large;'><a href='https:\/\/consumerist.com\/2016\/06\/15\/home-depot-accuses-visa-mastercard-of-colluding-on-defective-credit-cards\/'>Home Depot Accuses Visa, MasterCard Of Colluding On &ldquo;Defective&rdquo; Credit Cards<\/a><\/span><br \/>\nWhile banks and credit card issuers are slowly rolling out new debit and credit cards containing microchips intended to make them less susceptible to fraud, Home Depot says in a recently filed laws&hellip;\n<\/p><\/blockquote>\n<p><span style='font-size:small;'><a href='https:\/\/plus.google.com\/+DaveHill47\/posts\/MYfr5zDuXTn'>View on Google+<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Home Depot has filed a law suit arguing that MasterCard and Visa have &quot;colluded&quot; to prevent use of PIN numbers on credit card transactions in the US. It says that the less-secure lack of PINs reaps more transaction fees for the credit card companies, and contractual terms that both card companies impose prevent banks or &hellip; <a href=\"https:\/\/hill-kleerup.org\/blog\/2016\/06\/16\/home-depot-sues-over-chip-without-pin-card-restrictions.html\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Home Depot sues over Chip-without-PIN card restrictions&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[106],"tags":[],"class_list":["post-130886","post","type-post","status-publish","format-standard","hentry","category-plusposts"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":128198,"url":"https:\/\/hill-kleerup.org\/blog\/2015\/10\/01\/making-over-the-credit-card-tech-landscape-one-painful-inch-at-a-time.html","url_meta":{"origin":130886,"position":0},"title":"Making over the credit card tech landscape, one painful inch at a time","author":"***Dave","date":"Thu 1-Oct-15 8:46am","format":false,"excerpt":"While the rest of the world has long been on a Chip-and-PIN credit card system -- much more effective at preventing fraud than magstripes and signatures -- the US has had be drawn kicking and screaming to it.Today is supposedly the deadline day for US retailers to accept new chip-based\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":135100,"url":"https:\/\/hill-kleerup.org\/blog\/2017\/10\/20\/mastercard-transactions-will-no-longer-require-signature.html","url_meta":{"origin":130886,"position":1},"title":"MasterCard transactions will no longer require a signature","author":"***Dave","date":"Fri 20-Oct-17 8:08am","format":false,"excerpt":"MC has apparently given up on signatures as an identifying requirement on transactions, as of April 2018. Given that most people's signatures are scrawls, few merchants actually compare the written signature to the sig field on the back of the card, and because an increasing number of transactions are online\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2017\/10\/MasterCard.png?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":16573,"url":"https:\/\/hill-kleerup.org\/blog\/2010\/01\/24\/for-the-record-viz-shower-plumbing.html","url_meta":{"origin":130886,"position":2},"title":"For the record, viz shower plumbing &#8230;","author":"***Dave","date":"Sun 24-Jan-10 7:36pm","format":false,"excerpt":"Recently the loop for the hook that supported our Shower Massage in the master bath broke. Unlike most shower massages \/ handheld shower heads, this didn't hang up on a C-bracket, but had a little plastic loop on the end that hooked around a hook piece on the shower. Which\u2026","rel":"","context":"In &quot;Home Improvement&quot;","block_context":{"text":"Home Improvement","link":"https:\/\/hill-kleerup.org\/blog\/category\/home-improvement"},"img":{"alt_text":"Shower Arm Pin Mount","src":"https:\/\/i0.wp.com\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2010\/01\/shower-arm-pin-mount.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":136142,"url":"https:\/\/hill-kleerup.org\/blog\/2018\/04\/21\/credit-card-companies-are-dropping-signature-requirements.html","url_meta":{"origin":130886,"position":3},"title":"Credit card companies are dropping signature requirements","author":"***Dave","date":"Sat 21-Apr-18 11:37pm","format":false,"excerpt":"That's all very interesting ... but does that mean that basic physical possession of a credit card equates to being able to effectivley use it? Well, yeah, I guess. That's actually the rule now, given that most (live) merchants don't actually pay much attention to signatures. If the banks \/\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2018\/04\/signature.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":45044,"url":"https:\/\/hill-kleerup.org\/blog\/2014\/09\/09\/yeah-home-depots-cash-registers-got-hacked-too.html","url_meta":{"origin":130886,"position":4},"title":"Yeah, Home Depot&#8217;s cash registers got hacked, too","author":"***Dave","date":"Tue 9-Sep-14 6:26am","format":false,"excerpt":"Similar to the Target attack last Christmas, it appears that credit and debit card data in April and beyond was stolen. HD hasn't yet released info about how widespread the breach was. I honestly can't recall if we went to HD in that time frame; we've been there a couple\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":11916,"url":"https:\/\/hill-kleerup.org\/blog\/2008\/01\/01\/out_and_about_in_faerie.html","url_meta":{"origin":130886,"position":5},"title":"Out and about in Faerie","author":"***Dave","date":"Tue 1-Jan-08 11:02pm","format":false,"excerpt":"Another day lost in the mists of Faerie ... Up just after 7 a.m., and wandered downstairs, helping with prep for the one event a year the Ks watch their...","rel":"","context":"In &quot;Big Business&quot;","block_context":{"text":"Big Business","link":"https:\/\/hill-kleerup.org\/blog\/category\/big-business"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/130886","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/comments?post=130886"}],"version-history":[{"count":0,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/130886\/revisions"}],"wp:attachment":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/media?parent=130886"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/categories?post=130886"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/tags?post=130886"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}