{"id":133738,"date":"2017-06-27T14:59:43","date_gmt":"2017-06-27T20:59:43","guid":{"rendered":"http:\/\/hill-kleerup.org\/blog\/2017\/06\/27\/why-should-i-worry-i-have-health-insurance-through-my-employer.html"},"modified":"2017-06-27T14:59:43","modified_gmt":"2017-06-27T20:59:43","slug":"why-should-i-worry-i-have-health-insurance-through-my-employer","status":"publish","type":"post","link":"https:\/\/hill-kleerup.org\/blog\/2017\/06\/27\/why-should-i-worry-i-have-health-insurance-through-my-employer.html","title":{"rendered":"&quot;Why should I worry? I have health insurance through my employer!&quot;"},"content":{"rendered":"<p>It seems a lot of folk are blase about the risks of the Senate&#39;s AHCA because, hey, the only folk being hurt are those freeloaders on Medicaid, amirite?<\/p>\n<p>Except the CBO also noted that 4 million additional Americans would lose health coverage <i>from their employers,<\/i> too, since the ACA mandate around employers offering insurance would go away, too. Which will put those 4 million Americans out on the streets looking for individual &quot;exchange&quot; insurance policies &#8212; which are predicted to be more expensive <i>and<\/i> cover less than under the ACA.<\/p>\n<p>And none of this goes into the vagaries of what happens if you lose your job (because that <i>never<\/i> happens) and run out of (very expensive) COBRA coverage and can&#39;t afford to buy an individual policy. Let that magic clock pass, and suddenly you can&#39;t get insurance again for 6 months, no matter what the need.<\/p>\n<p>This is a case where the US Senate version is demonstrably worse than the House version. But both are pretty much mounds of awful when it comes to Americans having affordable health care.<\/p><\/blockquote>\n<blockquote class=\"sm2wp\"><p>\n<a style='display:inline;' href='http:\/\/thehill.com\/policy\/healthcare\/339555-cbo-estimates-4m-would-lose-employer-provided-coverage-under-gop-plan'><br \/>\n<img src='https:\/\/lh3.googleusercontent.com\/proxy\/x54A8efaFdTk1D5D6NiPJc7Nf0vlxkgi09epSC2kGNBo4JIVVV5J4MKtHgcWxL8HPfGsEfwgIB6NzHBvqqjJNkM0PbQW-y2BZ0XN30R0g5ks3Hi6KR1GOunqyKhOKHv7OemtV2DOOGlzEZVfXISNyDNRJWXBYCBy4tngiVJu9riylt-Rsx4eYerx6Yiynnzma5XVAvwWx9U2vYUzVlo=w506-h910' border='0' style='max-width:650px;'\/><br \/>\n<\/a><br \/>\n<span style='font-size:large;'><a href='http:\/\/thehill.com\/policy\/healthcare\/339555-cbo-estimates-4m-would-lose-employer-provided-coverage-under-gop-plan'>CBO: 4 million would lose employer health coverage under GOP plan<\/a><\/span><br \/>\nThe Congressional Budget Office&rsquo;s (CBO) score of the Senate plan to repeal and replace ObamaCare found that 4 million people would lose employer-provided coverage in 2018.\n<\/p><\/blockquote>\n<p><span style='font-size:small;'><a href='https:\/\/plus.google.com\/+DaveHill47\/posts\/3ZHJxiJ42hg'>View on Google+<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>It seems a lot of folk are blase about the risks of the Senate&#39;s AHCA because, hey, the only folk being hurt are those freeloaders on Medicaid, amirite? Except the CBO also noted that 4 million additional Americans would lose health coverage from their employers, too, since the ACA mandate around employers offering insurance would &hellip; <a href=\"https:\/\/hill-kleerup.org\/blog\/2017\/06\/27\/why-should-i-worry-i-have-health-insurance-through-my-employer.html\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;&quot;Why should I worry? I have health insurance through my employer!&quot;&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_analysis_target_kw":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[106],"tags":[],"class_list":["post-133738","post","type-post","status-publish","format-standard","hentry","category-plusposts"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":133731,"url":"https:\/\/hill-kleerup.org\/blog\/2017\/06\/26\/oh-boy-only-22-million-more-lose-their-insurance-with-this-plan.html","url_meta":{"origin":133738,"position":0},"title":"Oh, boy, ONLY 22 million more lose their insurance with THIS plan!","author":"***Dave","date":"Mon 26-Jun-17 6:11pm","format":false,"excerpt":"And as Republicans pop champagne and congratulate themselves for being marginally less \"mean\" (as the Donald put it) on this iteration of the bill, bear in mind that ...... the CBO only scores out ten years. The Senate version of the AHCA cuts folks off the rolls a bit later,\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":133408,"url":"https:\/\/hill-kleerup.org\/blog\/2017\/05\/06\/pre-aca-pre-existing-conditions.html","url_meta":{"origin":133738,"position":1},"title":"Pre-ACA Pre-Existing Conditions","author":"***Dave","date":"Sat 6-May-17 9:26am","format":false,"excerpt":"The AHCA doesn't actually define (or limit) pre-existing conditions that states can opt out of. The list below was gleaned from lists of pre-existing conditions used before the ACA was passed to exclude folk from getting insurance, shuffling them into a (limited space, high-premium) high risk pool, jacking up premiums\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2017\/05\/17%2B-%2B1imgmax%3D660.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2017\/05\/17%2B-%2B1imgmax%3D660.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2017\/05\/17%2B-%2B1imgmax%3D660.jpg?resize=525%2C300&ssl=1 1.5x"},"classes":[]},{"id":132133,"url":"https:\/\/hill-kleerup.org\/blog\/2016\/12\/01\/to-provide-fewer-human-services-for-health.html","url_meta":{"origin":133738,"position":2},"title":"To provide fewer Human Services for Health","author":"***Dave","date":"Thu 1-Dec-16 7:02am","format":false,"excerpt":"Getting rid of the Affordable Care Act has been the top priority for the GOP since it was passed (heck, probably before that). With control of both chambers of Congress and the White House, something along those lines is likely.Which is a bit of a challenge for the GOP, because\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":132026,"url":"https:\/\/hill-kleerup.org\/blog\/2016\/11\/13\/the-inevitability-of-obamacare.html","url_meta":{"origin":133738,"position":3},"title":"The Inevitability of Obamacare","author":"***Dave","date":"Sun 13-Nov-16 10:54pm","format":false,"excerpt":"This is not rocket science. This is not some new, fiendish, cunning twist to the debate. This has been discussed and understood by (serious) analysts of health insurance since Day 1 of the Affordable Care Act discussion.TL;DR: If you are going to prevent insurance companies from discriminating against pre-existing conditions\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":133395,"url":"https:\/\/hill-kleerup.org\/blog\/2017\/05\/03\/the-ahca-affects-not-just-individual-buyers-but-employee-health-plans-too.html","url_meta":{"origin":133738,"position":4},"title":"The AHCA affects not just individual buyers, but employee health plans, too","author":"***Dave","date":"Wed 3-May-17 2:52pm","format":false,"excerpt":"Looking at the currently proposed state \"opt out\" provisions in the Republican health insurance reform, the Brookings Institution finds that it not only impacts individual insurance purchasers, but could have a significant impact on employer-provided health insurance as well, as employers and\/or health insurance companies seize on the \"least common\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":15749,"url":"https:\/\/hill-kleerup.org\/blog\/2009\/09\/09\/obamas-health-care-coverage-reform-speech-as-it-happened-hc09.html","url_meta":{"origin":133738,"position":5},"title":"Obama&#8217;s Health Care Coverage Reform speech, as it happened (#hc09)","author":"***Dave","date":"Wed 9-Sep-09 7:03pm","format":false,"excerpt":"As we watch ... The Night of A Million Zillion Slowly Clapping Congress-critters. Watching CSPAN. Cannot stand the media talking heads elsewhere. Interesting start to the speech, to address the economy. Serious looks. Obama has his business face on. \"I am not the first president to take up this cause,\u2026","rel":"","context":"In &quot;Politics &amp; Law&quot;","block_context":{"text":"Politics &amp; Law","link":"https:\/\/hill-kleerup.org\/blog\/category\/politics-law"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/133738","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/comments?post=133738"}],"version-history":[{"count":0,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/133738\/revisions"}],"wp:attachment":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/media?parent=133738"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/categories?post=133738"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/tags?post=133738"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}