{"id":134647,"date":"2017-09-11T11:51:45","date_gmt":"2017-09-11T17:51:45","guid":{"rendered":"http:\/\/hill-kleerup.org\/blog\/?p=134647"},"modified":"2017-09-11T16:50:50","modified_gmt":"2017-09-11T22:50:50","slug":"the-equifax-debacle","status":"publish","type":"post","link":"https:\/\/hill-kleerup.org\/blog\/2017\/09\/11\/the-equifax-debacle.html","title":{"rendered":"The Equifax Debacle"},"content":{"rendered":"<p>Yeah, pretty much this.<\/p>\n<p>I&#8217;m following along the news as the best &#8220;next&#8221; steps to take as a consumer. Things continue to change so fast in terms of (a) things Equifax is doing and (b) ways Equifax is being criticized for stuff they are doing, that taking any steps for the moment (aside from watching my credit card charges, etc.) seems premature.<\/p>\n<p>Of course, I also keep thinking that the Federal Government might step in regarding something that has seriously compromised the financial privacy and security of most American adults. And then I realize who&#8217;s running the circus in DC, and just grind my teeth.<\/p>\n<p><span class=\"sm2wpreshared\">Originally shared by <a href=\"https:\/\/plus.google.com\/101083456815352083930\">+Les Jenkins<\/a>:<\/span><\/p>\n<blockquote class=\"sm2wp\"><p><a style=\"display: inline;\" href=\"http:\/\/donthitsave.com\/comic\/2017\/09\/08\/equifax\"><br \/>\n<img decoding=\"async\" style=\"max-width: 650px;\" src=\"https:\/\/lh3.googleusercontent.com\/proxy\/Kk9LuKBiBr8gklbF5-zTk06i0kRi__ZfTCBD2Ro_PEZLDp7YhrdYpB7TjbtwC0oXFdXpyXxB7vKi5bOu0hllqLwCRf5X0FALiLU5Eus=w506-h910\" border=\"0\" \/><br \/>\n<\/a><br \/>\n<span style=\"font-size: large;\"><a href=\"http:\/\/donthitsave.com\/comic\/2017\/09\/08\/equifax\">Don&#8217;t Hit Save &#8211; Comic: Equifax<\/a><\/span><br \/>\nThe webcomic that dares to take on the gritty world of software, technology, and indie game development.<\/p><\/blockquote>\n<p><span style=\"font-size: small;\"><a href=\"https:\/\/plus.google.com\/+DaveHill47\/posts\/jA2BLYNZy2W\">View on Google+<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Yeah, pretty much this. I&#8217;m following along the news as the best &#8220;next&#8221; steps to take as a consumer. Things continue to change so fast in terms of (a) things Equifax is doing and (b) ways Equifax is being criticized for stuff they are doing, that taking any steps for the moment (aside from watching &hellip; <a href=\"https:\/\/hill-kleerup.org\/blog\/2017\/09\/11\/the-equifax-debacle.html\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;The Equifax Debacle&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":134649,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[106,35,375,132],"tags":[],"class_list":["post-134647","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-plusposts","category-big-business","category-computer-security","category-privacy"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2017\/09\/equifax-comic.png","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":134918,"url":"https:\/\/hill-kleerup.org\/blog\/2017\/10\/04\/irs-hired-equifax-help-verify-identity-yes-really.html","url_meta":{"origin":134647,"position":0},"title":"The IRS has hired Equifax to help verify your identity. Yes, really","author":"***Dave","date":"Wed 4-Oct-17 10:30am","format":false,"excerpt":"Equifax's CEO was just before congress testifying how the company's ineptness allowed a prolonged series of hacks to unveil the names, SSNs, DoBs, and other key identifying data of 150 million Americans (and some Canadians and Brits). That data could be invaluable in, among other things, tax fraud. Which is\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2017\/09\/Equifax%2BHQ.jpgimgmax%3D660.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":134808,"url":"https:\/\/hill-kleerup.org\/blog\/2017\/09\/21\/equifax-breach-round.html","url_meta":{"origin":134647,"position":1},"title":"My Equifax Breach Round-Up","author":"***Dave","date":"Thu 21-Sep-17 8:24am","format":false,"excerpt":"The news cycle on all of this has settled down finally, so I feel like I can determine some coherent recommendations of what to do. That's different from what we need to do nationally (stop treating the SSN as a secret password and unique identifier, for one), but that's a\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2017\/09\/Equifax%2BHQ.jpgimgmax%3D660.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":136310,"url":"https:\/\/hill-kleerup.org\/blog\/2018\/05\/08\/so-last-years-equifax-breach-was-even-more-awful-than-previously-revealed.html","url_meta":{"origin":134647,"position":2},"title":"So last year&#8217;s Equifax breach was even more awful than previously revealed","author":"***Dave","date":"Tue 8-May-18 6:24pm","format":false,"excerpt":"Largely because Equifax didn't reveal a lot of the details because state laws didn't require them to. A certain amount of the data stolen for millions (tens of millions, hundreds of millions) of Americans is of vague concern because it's private information that is now presumably available to any black\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2017\/09\/Equifax%2BHQ.jpgimgmax%3D660.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":134597,"url":"https:\/\/hill-kleerup.org\/blog\/2017\/09\/07\/basically-consider-worst-personal-identity-data-breach-ever.html","url_meta":{"origin":134647,"position":3},"title":"So basically consider this the worst personal identity data breach ever","author":"***Dave","date":"Thu 7-Sep-17 6:27pm","format":false,"excerpt":"Equifax is one of the three major consumer credit reporting agencies, with oodles of information about every American consumer and their finances. And they got hacked, and about 143 million people's data -- addresses, SSNs, birth dates, even drivers license numbers -- are in the wild. They have a page\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2017\/09\/unnamed-3.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":134736,"url":"https:\/\/hill-kleerup.org\/blog\/2017\/09\/18\/social-security-numbers-broken-alternative.html","url_meta":{"origin":134647,"position":4},"title":"Social Security Numbers are broken. What is the alternative?","author":"***Dave","date":"Mon 18-Sep-17 11:41am","format":false,"excerpt":"We are increasingly a data-driven world. There are electronic records about us everywhere, and we rely on them in a thousand different ways to identify us. But anyone who's ever worked with a system that tries to reliably and consistently identify people knows that it's a problem. What identifier is\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2017\/09\/Equifax-HQ.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":132507,"url":"https:\/\/hill-kleerup.org\/blog\/2017\/01\/05\/if-you-cant-trust-a-credit-reporting-agency-who-can-you-trust.html","url_meta":{"origin":134647,"position":5},"title":"If you can&#039;t trust a credit reporting agency, who can you trust?","author":"***Dave","date":"Thu 5-Jan-17 2:30am","format":false,"excerpt":"Well, apparently, nobody.'[O]n Tuesday, the Consumer Financial Protection Bureau announced that two of the three major credit-reporting agencies responsible for doling out those scores\u2014Equifax and Transunion\u2014have been deceiving and taking advantage of Americans. The Bureau ordered the agencies to pay more than $23 million in fines and restitution. In their\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/134647","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/comments?post=134647"}],"version-history":[{"count":1,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/134647\/revisions"}],"predecessor-version":[{"id":134650,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/134647\/revisions\/134650"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/media\/134649"}],"wp:attachment":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/media?parent=134647"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/categories?post=134647"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/tags?post=134647"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}