{"id":134766,"date":"2017-09-19T16:15:34","date_gmt":"2017-09-19T22:15:34","guid":{"rendered":"http:\/\/hill-kleerup.org\/blog\/?p=134766"},"modified":"2017-09-19T17:37:18","modified_gmt":"2017-09-19T23:37:18","slug":"remember-used-jack-insurance-rates-got-sick","status":"publish","type":"post","link":"https:\/\/hill-kleerup.org\/blog\/2017\/09\/19\/remember-used-jack-insurance-rates-got-sick.html","title":{"rendered":"Remember when they used to jack up your insurance rates when you got sick?"},"content":{"rendered":"

Welcome to the Graham-Cassidy bill, the last ditch (for 2017) effort by the GOP in the Senate to Repeal-and-Replace the ACA with something that isn’t so … well … likely to help people stay solvent and\/or alive.<\/p>\n

A provision of the new Trumpcare bill gaining steam among Senate Republicans \u2014 a bill commonly referred to as \u201cGraham-Cassidy\u201d after its two leading proponents \u2014 would allow many insurers to drive up premiums the minute someone gets sick. This provision allows states to obtain waivers from the Affordable Care Act\u2019s requirement that no one can be charged a higher premium because of a \u201chealth status-related factor,\u201d effectively allowing insurers to discriminate against people with pre-existing health conditions.<\/p>\n

But that\u2019s not all. The new Trumpcare bill wouldn\u2019t simply allow insurers to discriminate against people whose health condition manifested before they signed up for insurance. Graham-Cassidy also potentially permits insurers to charge higher premiums \u201cas a condition of enrollment or continued enrollment.\u201d Thus, a person who is already insured could be forced to pay much higher premiums as a condition of their \u201ccontinued enrollment\u201d in that health plan after they are diagnosed with a new health condition.<\/p><\/blockquote>\n

So expect a lot more medical bankruptcy, and a lot more people dying because they simply couldn’t afford either the treatment or<\/i> the insurance to get it.<\/p>\n

The Senators involved piously insist that this will never happen, of course, because the states asking for waivers from various ACA provisions will have to show how they pinky-swear that people will still probably more than likely be able to get some sort of coverage in some fashion maybe somehow. And, as I recall from the last time this was proposed, the approval of those waiver applications is automatic unless Health & Human Services questions the plan. Which, under Trump HHS Secretary Tom Price, who was brought in to dismantle the ACA, seems unlikely.<\/p>\n

So the thing that people — even Republican people — liked most about the ACA, the pre-existing health conditions protection, and insurance rates not skyrocketing as soon as you get sick, would be out the window. Despite that, I expect that plenty of Republicans are thrilled that ObamaCare is being gotten rid of, and will be shocked, shocked,<\/i> to discover what that actually means to them, their friends, and their families.<\/p>\n


\n
\n<\/a>
\nCancer patients will face a nightmare scenario if Trumpcare becomes law<\/a><\/span>
\nTell me again, Trumpcare supporters, about how pro-life you are.<\/p><\/blockquote>\n

View on Google+<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Welcome to the Graham-Cassidy bill, the last ditch (for 2017) effort by the GOP in the Senate to Repeal-and-Replace the ACA with something that isn’t so … well … likely to help people stay solvent and\/or alive. A provision of the new Trumpcare bill gaining steam among Senate Republicans \u2014 a bill commonly referred to … Continue reading “Remember when they used to jack up your insurance rates when you got sick?”<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":134768,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[106,134,376],"tags":[1171,1045],"class_list":["post-134766","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-plusposts","category-health-care","category-taxing-spending","tag-aca","tag-repealandreplace"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2017\/09\/unnamed-2.png","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":134825,"url":"https:\/\/hill-kleerup.org\/blog\/2017\/09\/22\/reform-willful-ignorance.html","url_meta":{"origin":134766,"position":0},"title":"Reform through Willful Ignorance","author":"***Dave","date":"Fri 22-Sep-17 8:30am","format":false,"excerpt":"Senators Graham and Cassidy .... and the GOP leadership in the Senate (and the House) ... and pretty much everyone else ... have no definitive, accepted standard as to what the Graham-Cassidy bill to gack the ACA and kneecap Medicaid will actually do. This is legislation with a profound impact\u2026","rel":"","context":"In "~PlusPosts"","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2017\/09\/unnamed-29.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":134812,"url":"https:\/\/hill-kleerup.org\/blog\/2017\/09\/21\/aarp-rips-graham-cassidy-repeal-bill.html","url_meta":{"origin":134766,"position":1},"title":"The AARP rips the Graham-Cassidy repeal bill","author":"***Dave","date":"Thu 21-Sep-17 5:31pm","format":false,"excerpt":"But, hey, I'm sure those old people who on average would be spending $16K a year more on medical insurance probably have tons of money buried under the oak tree in the back yard, right? Or, they could just die and not drain the federal and state coffers. That would\u2026","rel":"","context":"In "~PlusPosts"","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2017\/09\/unnamed-28.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":134832,"url":"https:\/\/hill-kleerup.org\/blog\/2017\/09\/22\/aint-til-fat-lady-doesnt-worry-medicaid-cut-off.html","url_meta":{"origin":134766,"position":2},"title":"It ain’t over ’til the Fat Lady doesn’t worry about her Medicaid being cut off","author":"***Dave","date":"Fri 22-Sep-17 2:24pm","format":false,"excerpt":"Yes, it's great that John McCain seems to have thrown a wrench into the Graham-Cassidy Repeal-and-not-really-Replace mess. But three things to consider: There's still a week-plus before the end of the reconciliation period. Plenty of time for someone to cut some deals to get McCain, or Paul, or any other\u2026","rel":"","context":"In "~PlusPosts"","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2017\/09\/mccain.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":134792,"url":"https:\/\/hill-kleerup.org\/blog\/2017\/09\/20\/gobsmacking-senatorial-defenses-graham-cassidy-aca-repeal.html","url_meta":{"origin":134766,"position":3},"title":"The gobsmacking Senatorial defenses of the Graham-Cassidy ACA Repeal","author":"***Dave","date":"Wed 20-Sep-17 3:33pm","format":false,"excerpt":"Which boil down to: 1. It will magically work! Puppies and unicorns for all! Don't ask for details! 2. It's not Obamacare! Obamacare bad! Not-Obamacare good! 3. It will hurt other states, but not mine, so I'm cool with it! 4. We have to do it or else people won't\u2026","rel":"","context":"In "~PlusPosts"","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2017\/09\/unnamed-26.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":134702,"url":"https:\/\/hill-kleerup.org\/blog\/2017\/09\/15\/yes-gop-still-trying-take-aca-medicaid.html","url_meta":{"origin":134766,"position":4},"title":"Yes, the GOP are STILL trying to take down the ACA … and Medicaid","author":"***Dave","date":"Fri 15-Sep-17 12:28pm","format":false,"excerpt":"Rising from the grave to eat the health care of the living ... While some of the details are different from the varied attempts in the summer to get rid of the ACA, the end results remain much the same: Getting rid of the ACA individual mandate (thus instantly shrinking\u2026","rel":"","context":"In "~PlusPosts"","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2017\/09\/US-Capitol-congress.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":29107,"url":"https:\/\/hill-kleerup.org\/blog\/2012\/08\/02\/protecting-the-health-insurance-companies.html","url_meta":{"origin":134766,"position":5},"title":"Protecting the Health Insurance Companies","author":"***Dave","date":"Thu 2-Aug-12 10:44pm","format":false,"excerpt":"Two observations on Rep. Flake's comments:1. \"If individuals are allowed to access health care services only when they are sick or injured, there is no reason for anyone to have insurance.\" Yes, which is the reason for the individual mandate. \u00a0Did you miss the last couple of years, Congressman?2. \"If\u2026","rel":"","context":"In "~PlusPosts"","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"https:\/\/images0-focus-opensocial.googleusercontent.com\/gadgets\/proxy?container=focus&gadget=a&resize_h=100&url=http%3A%2F%2Fthinkprogress.org%2Fwp-content%2Fuploads%2F2012%2F08%2FFlake_1335206280-300x200.jpg","width":350,"height":200},"classes":[]}],"_links":{"self":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/134766","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/comments?post=134766"}],"version-history":[{"count":1,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/134766\/revisions"}],"predecessor-version":[{"id":134769,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/134766\/revisions\/134769"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/media\/134768"}],"wp:attachment":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/media?parent=134766"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/categories?post=134766"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/tags?post=134766"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}