{"id":136142,"date":"2018-04-21T23:37:49","date_gmt":"2018-04-22T05:37:49","guid":{"rendered":"http:\/\/hill-kleerup.org\/blog\/?p=136142"},"modified":"2018-04-28T00:00:32","modified_gmt":"2018-04-28T06:00:32","slug":"credit-card-companies-are-dropping-signature-requirements","status":"publish","type":"post","link":"https:\/\/hill-kleerup.org\/blog\/2018\/04\/21\/credit-card-companies-are-dropping-signature-requirements.html","title":{"rendered":"Credit card companies are dropping signature requirements"},"content":{"rendered":"<p>That&#8217;s all very interesting &#8230; but does that mean that basic physical possession of a credit card equates to being able to effectivley use it?<\/p>\n<p>Well, yeah, I guess. That&#8217;s actually the rule now, given that most (live) merchants don&#8217;t actually pay much attention to signatures. If the banks \/ merchants are willing to live with that, I guess we consumers will have to go along.<\/p>\n<blockquote class=\"sm2wp\"><p><a style=\"display: inline;\" href=\"https:\/\/www.nytimes.com\/2018\/04\/08\/business\/credit-card-signatures.html\"><br \/>\n<img decoding=\"async\" style=\"max-width: 650px;\" src=\"https:\/\/lh3.googleusercontent.com\/proxy\/7FE4qm0Val67u0zAcz8KQFrbM6Q4NcBpoDwk96YEEgk-CPP8t5xP-eMubg6x1E4kBWFcNudwZAnBOKFF28LHUc4dnet5rpy7Zt9A_VVZMIYZ0-B2_6VsfSP2mVLguQNS1YdqyASUIg5gp3xoKMiYRbo2eS6Kzll1tw8__BZocDMp2sUpEJVZuw=w506-h910\" border=\"0\" \/><br \/>\n<\/a><br \/>\n<span style=\"font-size: large;\"><a href=\"https:\/\/www.nytimes.com\/2018\/04\/08\/business\/credit-card-signatures.html\">Credit Card Signatures Are About to Become Extinct in the U.S.<\/a><\/span><br \/>\nThe major credit card networks are ending a requirement that people sign for most card transactions \u2014 the latest blow to the signature.<\/p><\/blockquote>\n<p><span style=\"font-size: small;\"><a href=\"https:\/\/plus.google.com\/+DaveHill47\/posts\/YWHyjMJvAMV\">View on Google+<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>That&#8217;s all very interesting &#8230; but does that mean that basic physical possession of a credit card equates to being able to effectivley use it? Well, yeah, I guess. That&#8217;s actually the rule now, given that most (live) merchants don&#8217;t actually pay much attention to signatures. If the banks \/ merchants are willing to live &hellip; <a href=\"https:\/\/hill-kleerup.org\/blog\/2018\/04\/21\/credit-card-companies-are-dropping-signature-requirements.html\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Credit card companies are dropping signature requirements&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":136170,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[106,35,375,77],"tags":[1526,119,1527],"class_list":["post-136142","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-plusposts","category-big-business","category-computer-security","category-economy","tag-credit-card","tag-security","tag-signature"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2018\/04\/signature.jpg","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":135100,"url":"https:\/\/hill-kleerup.org\/blog\/2017\/10\/20\/mastercard-transactions-will-no-longer-require-signature.html","url_meta":{"origin":136142,"position":0},"title":"MasterCard transactions will no longer require a signature","author":"***Dave","date":"Fri 20-Oct-17 8:08am","format":false,"excerpt":"MC has apparently given up on signatures as an identifying requirement on transactions, as of April 2018. Given that most people's signatures are scrawls, few merchants actually compare the written signature to the sig field on the back of the card, and because an increasing number of transactions are online\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2017\/10\/MasterCard.png?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":25,"url":"https:\/\/hill-kleerup.org\/blog\/2003\/07\/10\/signs_of_the_ti.html","url_meta":{"origin":136142,"position":1},"title":"Signs of the times","author":"***Dave","date":"Thu 10-Jul-03 9:32pm","format":false,"excerpt":"As someone was once told, \"You have the most pompous signature I've ever seen,\" and who struggles to fit it inside of those microscopic signature strips on the back of...","rel":"","context":"In &quot;Potpourri&quot;","block_context":{"text":"Potpourri","link":"https:\/\/hill-kleerup.org\/blog\/category\/potpourri"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":128198,"url":"https:\/\/hill-kleerup.org\/blog\/2015\/10\/01\/making-over-the-credit-card-tech-landscape-one-painful-inch-at-a-time.html","url_meta":{"origin":136142,"position":2},"title":"Making over the credit card tech landscape, one painful inch at a time","author":"***Dave","date":"Thu 1-Oct-15 8:46am","format":false,"excerpt":"While the rest of the world has long been on a Chip-and-PIN credit card system -- much more effective at preventing fraud than magstripes and signatures -- the US has had be drawn kicking and screaming to it.Today is supposedly the deadline day for US retailers to accept new chip-based\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":7315,"url":"https:\/\/hill-kleerup.org\/blog\/2005\/03\/31\/if_i_only_had_t.html","url_meta":{"origin":136142,"position":3},"title":"If I only had the nerve","author":"***Dave","date":"Thu 31-Mar-05 1:05pm","format":false,"excerpt":"The Credit Card Prank I The Credit Card Prank II For what it's worth, I can confirm from my own experience that they almost never check to see if the...","rel":"","context":"In &quot;Big Business&quot;","block_context":{"text":"Big Business","link":"https:\/\/hill-kleerup.org\/blog\/category\/big-business"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":134433,"url":"https:\/\/hill-kleerup.org\/blog\/2017\/08\/25\/dont-just-put-see-id-credit-cards.html","url_meta":{"origin":136142,"position":4},"title":"Don&#8217;t just put &#8220;SEE ID&#8221; on your credit cards","author":"***Dave","date":"Fri 25-Aug-17 10:19am","format":false,"excerpt":"Most merchants don't actually follow-up, and in fact it increases their liability if they accept charges on cards marked that way. While signature lines are pretty shoddy security (they're frequently not even checked, and there are any number of transactions that don't even require them in this swipe \/ chip\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2017\/08\/unnamed-9.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":41420,"url":"https:\/\/hill-kleerup.org\/blog\/2014\/03\/13\/chip-vs-swipe.html","url_meta":{"origin":136142,"position":5},"title":"Chip vs Swipe","author":"***Dave","date":"Thu 13-Mar-14 2:54pm","format":false,"excerpt":"When I traveled on business to Scotland last year, I had an unexpected problem -- a lot of the places I ate at were unready for a credit card that required swiping.\u00a0They were able to handle it, but it was clearly unusual for them. That seems to be because Europe,\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/136142","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/comments?post=136142"}],"version-history":[{"count":1,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/136142\/revisions"}],"predecessor-version":[{"id":136171,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/136142\/revisions\/136171"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/media\/136170"}],"wp:attachment":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/media?parent=136142"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/categories?post=136142"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/tags?post=136142"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}