{"id":15490,"date":"2009-08-03T15:26:58","date_gmt":"2009-08-03T21:26:58","guid":{"rendered":"http:\/\/hill-kleerup.org\/blog\/?p=15490"},"modified":"2009-08-03T15:27:12","modified_gmt":"2009-08-03T21:27:12","slug":"lack-of-credit-where-credit-is-due","status":"publish","type":"post","link":"https:\/\/hill-kleerup.org\/blog\/2009\/08\/03\/lack-of-credit-where-credit-is-due.html","title":{"rendered":"Lack of credit where credit is due"},"content":{"rendered":"
\"\" <\/div>\n

So at lunch I handed my main credit card over to the gal. She ran it and, “Uh-oh, it came back declined.” Tried it again, with the same result, so I used another card. <\/p>\n

Odd, but …<\/p>\n

Back at the office, I checked the card at the company site. It showed expected balances. I checked my bill-paying site. All was well there, too.<\/p>\n

When I got home early (for a late work call), there was a message from the credit card company. I didn’t call back the number they left (duh), but called the number on the back of the card.<\/p>\n

The automated voice asked me to confirm a mysterious transaction, which was … lunch. Um, yeah, confirmed.<\/p>\n

The automated voice then said that if I’d had a problem with the card earlier in the day, it was due to a “temporary hold” while they were validating a different purchase. <\/p>\n

Aha! I suspect the mass of contributions<\/a> yesterday might have pricked someone’s electronic ears up.<\/p>\n

I was then informed that all was well, and I was free to continue racking up consumer credit balances. Huzzah!<\/p>\n

One more glitch for the day …<\/p>\n","protected":false},"excerpt":{"rendered":"

So at lunch I handed my main credit card over to the gal. She ran it and, “Uh-oh, it came back declined.” Tried it again, with the same result, so I used another card.  Odd, but … Back at the office, I checked the card at the company site. It showed expected balances. I checked … Continue reading “Lack of credit where credit is due”<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[35],"tags":[],"class_list":["post-15490","post","type-post","status-publish","format-standard","hentry","category-big-business"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":8927,"url":"https:\/\/hill-kleerup.org\/blog\/2006\/03\/22\/fraud.html","url_meta":{"origin":15490,"position":0},"title":"Fraud","author":"***Dave","date":"Wed 22-Mar-06 9:08am","format":false,"excerpt":"So Margie got an automated call purporting to be from Chase regarding possible credit card fraud on my Chase Mastercard. She passed it on to me. I Googled the phone...","rel":"","context":"In "Big Business"","block_context":{"text":"Big Business","link":"https:\/\/hill-kleerup.org\/blog\/category\/big-business"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":1252,"url":"https:\/\/hill-kleerup.org\/blog\/2002\/02\/06\/will_wonders_ne.html","url_meta":{"origin":15490,"position":1},"title":"Will wonders never cease?","author":"***Dave","date":"Wed 6-Feb-02 12:44pm","format":false,"excerpt":"So I'm calling the Kaiser appointment line to schedule a couple of appointments, and the little automated voice asked me to key in my Kaiser ID number on my touch-tone...","rel":"","context":"In "Personal"","block_context":{"text":"Personal","link":"https:\/\/hill-kleerup.org\/blog\/category\/personal"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":136142,"url":"https:\/\/hill-kleerup.org\/blog\/2018\/04\/21\/credit-card-companies-are-dropping-signature-requirements.html","url_meta":{"origin":15490,"position":2},"title":"Credit card companies are dropping signature requirements","author":"***Dave","date":"Sat 21-Apr-18 11:37pm","format":false,"excerpt":"That's all very interesting ... but does that mean that basic physical possession of a credit card equates to being able to effectivley use it? Well, yeah, I guess. That's actually the rule now, given that most (live) merchants don't actually pay much attention to signatures. If the banks \/\u2026","rel":"","context":"In "~PlusPosts"","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2018\/04\/signature.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":128198,"url":"https:\/\/hill-kleerup.org\/blog\/2015\/10\/01\/making-over-the-credit-card-tech-landscape-one-painful-inch-at-a-time.html","url_meta":{"origin":15490,"position":3},"title":"Making over the credit card tech landscape, one painful inch at a time","author":"***Dave","date":"Thu 1-Oct-15 8:46am","format":false,"excerpt":"While the rest of the world has long been on a Chip-and-PIN credit card system -- much more effective at preventing fraud than magstripes and signatures -- the US has had be drawn kicking and screaming to it.Today is supposedly the deadline day for US retailers to accept new chip-based\u2026","rel":"","context":"In "~PlusPosts"","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":130886,"url":"https:\/\/hill-kleerup.org\/blog\/2016\/06\/16\/home-depot-sues-over-chip-without-pin-card-restrictions.html","url_meta":{"origin":15490,"position":4},"title":"Home Depot sues over Chip-without-PIN card restrictions","author":"***Dave","date":"Thu 16-Jun-16 3:56pm","format":false,"excerpt":"Home Depot has filed a law suit arguing that MasterCard and Visa have \"colluded\" to prevent use of PIN numbers on credit card transactions in the US. It says that the less-secure lack of PINs reaps more transaction fees for the credit card companies, and contractual terms that both card\u2026","rel":"","context":"In "~PlusPosts"","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":2351,"url":"https:\/\/hill-kleerup.org\/blog\/2002\/07\/09\/ch_ching_2.html","url_meta":{"origin":15490,"position":5},"title":"Ch-ching","author":"***Dave","date":"Tue 9-Jul-02 6:20am","format":false,"excerpt":"A lot of folks have resisted Micro$oft's Passport program, given M$'s demonstrated screwball security and Mongol-Hordesque business tactics. Unfortunately, it looks like folks who want to use Visa cards on-line...","rel":"","context":"In "Hi-Tech"","block_context":{"text":"Hi-Tech","link":"https:\/\/hill-kleerup.org\/blog\/category\/hi-tech"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/15490","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/comments?post=15490"}],"version-history":[{"count":0,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/15490\/revisions"}],"wp:attachment":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/media?parent=15490"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/categories?post=15490"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/tags?post=15490"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}