{"id":20534,"date":"2011-03-23T17:02:50","date_gmt":"2011-03-23T23:02:50","guid":{"rendered":"http:\/\/hill-kleerup.org\/blog\/?p=20534"},"modified":"2011-03-23T17:02:50","modified_gmt":"2011-03-23T23:02:50","slug":"dave-hill-international-man-of-credit-card-fraud","status":"publish","type":"post","link":"https:\/\/hill-kleerup.org\/blog\/2011\/03\/23\/dave-hill-international-man-of-credit-card-fraud.html","title":{"rendered":"Dave Hill: International Man of Credit Card Fraud"},"content":{"rendered":"

So we occasionally get calls from our Credit Card Vendor (let’s call them BANKCO), asking us to call back about possible credit card fraud.<\/p>\n

This has always turned out to be a false alarm.\u00a0 Usually it happens when I travel, or if I use a card I haven’t used for a while, or if I buy something odd.\u00a0 Sometimes it’s not clear why they call.<\/p>\n

Anyway, we’re always wise consumers and never call back the number they leave, but instead call back the number on the back of our card.\u00a0 After all, anyone can leave a voice mail message saying that they are the security and fraud department for BANKCO and please call us back at the following number, right?<\/p>\n

So I called back the number on my BANKCO card, and talked to the nice lady who transferred me to another nice lady when I explained ablut the call I’d gotten.\u00a0 (The call had come in while I was dropping off Kay at spring break art camp. I’m glad I was diligent about returning it.)<\/p>\n

The nice lady at BANKCO confirmed I was who I said I was, then asked me about a few transactions.\u00a0 Yes, I bought X from Amazon.\u00a0 Yes, I bought Y from the Village Hat Co.\u00a0 Yes, I bought Z from Blizzard for World of Warcraft.\u00a0 Yes, I —<\/p>\n

— um, what was that last?<\/p>\n

Okay, so my memory isn’t what it ought to be about details, and I started pondering whether any of the game stuff we do is via Blizzard (or even for something we did with Blizzard that we didn’t cancel).\u00a0 Not WoW, for sure, but …<\/p>\n

… no, nothing on Blizzard.\u00a0 NCSoft, yeah.\u00a0 Sony, previously.\u00a0 CO was with Atari\/Cryptic. No Blizzard.<\/p>\n

\"\"<\/a>Sinking feeling.<\/p>\n

How about with Skype? Um … no, I have a free Skype account, but have never spent any money on it.\u00a0 Belkaart?\u00a0 Um, quick Gmail check, but I don’t —<\/p>\n

That charge was made in Egypt?\u00a0 Egypt?\u00a0 I think not.<\/p>\n

How about Avon Online?\u00a0 Well, not me, certainly, but while I don’t think Margie uses Avon Online, I don’t know that for certain.<\/p>\n

I IM her.\u00a0 Nope.<\/p>\n

Safeway for gasoline this morning?\u00a0 Yes!\u00a0 A legit charge! Yes!<\/p>\n

FriendFinder?\u00a0 Not unless Margie is looking for love in all the wrong places.<\/p>\n

Netflix?\u00a0 Nope.<\/p>\n

A charge to 2co.com from Viet Nam? Yikes!<\/p>\n

So the fraudulent-looking charges go back to last Friday.\u00a0 Which is the day I returned to the States.\u00a0 Now, then — Thursday I was in Chile.\u00a0 And while I am not certain, I think it altogether possible I used my BANKCO card down there, at some place that didn’t take the Corporate AMEX.<\/p>\n

(Note to self — also check out charges on Corporate AMEX card.)<\/p>\n

I don’t know <\/em>that someone grabbed my number and info in Chile and sold it to folks in Egypt and Viet Nam and so forth.\u00a0 It\u00a0 could have been in Australia.\u00a0 Friday night I handed my card to a waitress at a restaurant here in Denver.\u00a0 Fraud can happen anywhere.<\/p>\n

Still, it’s kind of funny-feeling knowing that my beloved BANKCO card (or its number and expiry and 3-digit-security-code) were out there being used by strangers.\u00a0 Who evidently, really like cosmetics, because there were some big charges to Avon Online.<\/p>\n

So BANKCO has reversed those charges, and cancelled the card number, and will notify the credit companies and all that.\u00a0 And a new BANKCO card will show up Friday (it’s too late for them to overnight one for tomorrow).\u00a0 Which is okay — I can use something else tomorrow if need be (I hear the government actually issues paper scrip that you can use to pay for transactions and all debts public and private — remarkable!).<\/p>\n

Kudos to BANKCO for monitoring stuff and getting hold of me and all that. Yes, they have an interest in doing so.\u00a0 But they they also did so very politely.<\/p>\n

Always check your credit card statements, kids.\u00a0 Most of the fake transactions were small ones, which (if not overused) I might not have noticed.<\/p>\n

(Shivers slightly.)<\/p>\n

The most irksome thing will be figuring out what we have that charges automatically to that account, and updating those numbers.\u00a0 Irksome.<\/p>\n

Well, at least now I’m glad I never played World of Warcraft — I might have gotten really confused.<\/p>\n","protected":false},"excerpt":{"rendered":"

So we occasionally get calls from our Credit Card Vendor (let’s call them BANKCO), asking us to call back about possible credit card fraud. This has always turned out to be a false alarm.\u00a0 Usually it happens when I travel, or if I use a card I haven’t used for a while, or if I … Continue reading “Dave Hill: International Man of Credit Card Fraud”<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":20535,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[26],"tags":[],"class_list":["post-20534","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-travel"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2011\/03\/homer-credit-card.jpg","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":128198,"url":"https:\/\/hill-kleerup.org\/blog\/2015\/10\/01\/making-over-the-credit-card-tech-landscape-one-painful-inch-at-a-time.html","url_meta":{"origin":20534,"position":0},"title":"Making over the credit card tech landscape, one painful inch at a time","author":"***Dave","date":"Thu 1-Oct-15 8:46am","format":false,"excerpt":"While the rest of the world has long been on a Chip-and-PIN credit card system -- much more effective at preventing fraud than magstripes and signatures -- the US has had be drawn kicking and screaming to it.Today is supposedly the deadline day for US retailers to accept new chip-based\u2026","rel":"","context":"In "~PlusPosts"","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":8927,"url":"https:\/\/hill-kleerup.org\/blog\/2006\/03\/22\/fraud.html","url_meta":{"origin":20534,"position":1},"title":"Fraud","author":"***Dave","date":"Wed 22-Mar-06 9:08am","format":false,"excerpt":"So Margie got an automated call purporting to be from Chase regarding possible credit card fraud on my Chase Mastercard. She passed it on to me. I Googled the phone...","rel":"","context":"In "Big Business"","block_context":{"text":"Big Business","link":"https:\/\/hill-kleerup.org\/blog\/category\/big-business"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":130886,"url":"https:\/\/hill-kleerup.org\/blog\/2016\/06\/16\/home-depot-sues-over-chip-without-pin-card-restrictions.html","url_meta":{"origin":20534,"position":2},"title":"Home Depot sues over Chip-without-PIN card restrictions","author":"***Dave","date":"Thu 16-Jun-16 3:56pm","format":false,"excerpt":"Home Depot has filed a law suit arguing that MasterCard and Visa have \"colluded\" to prevent use of PIN numbers on credit card transactions in the US. 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And thereby hangs a tale ......","rel":"","context":"In "Blogging & Internet"","block_context":{"text":"Blogging & Internet","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":135100,"url":"https:\/\/hill-kleerup.org\/blog\/2017\/10\/20\/mastercard-transactions-will-no-longer-require-signature.html","url_meta":{"origin":20534,"position":4},"title":"MasterCard transactions will no longer require a signature","author":"***Dave","date":"Fri 20-Oct-17 8:08am","format":false,"excerpt":"MC has apparently given up on signatures as an identifying requirement on transactions, as of April 2018. Given that most people's signatures are scrawls, few merchants actually compare the written signature to the sig field on the back of the card, and because an increasing number of transactions are online\u2026","rel":"","context":"In "~PlusPosts"","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2017\/10\/MasterCard.png?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":9431,"url":"https:\/\/hill-kleerup.org\/blog\/2006\/07\/07\/security_measur.html","url_meta":{"origin":20534,"position":5},"title":"Security measures","author":"***Dave","date":"Fri 7-Jul-06 9:44pm","format":false,"excerpt":"Had an interesting experience today. My primary credit card has been flaky of late in being passed for purchases, and a few days ago I got a call from the...","rel":"","context":"In "Big Business"","block_context":{"text":"Big Business","link":"https:\/\/hill-kleerup.org\/blog\/category\/big-business"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/20534","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/comments?post=20534"}],"version-history":[{"count":0,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/20534\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/media\/20535"}],"wp:attachment":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/media?parent=20534"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/categories?post=20534"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/tags?post=20534"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}