{"id":20745,"date":"2011-04-14T21:11:25","date_gmt":"2011-04-15T03:11:25","guid":{"rendered":"http:\/\/hill-kleerup.org\/blog\/?p=20745"},"modified":"2011-04-14T21:11:25","modified_gmt":"2011-04-15T03:11:25","slug":"customer-disservice","status":"publish","type":"post","link":"https:\/\/hill-kleerup.org\/blog\/2011\/04\/14\/customer-disservice.html","title":{"rendered":"Customer Disservice"},"content":{"rendered":"<p><a href=\"https:\/\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2011\/04\/Chase.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-20746\" title=\"Chase\" src=\"https:\/\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2011\/04\/Chase-300x55.jpg\" alt=\"\" width=\"300\" height=\"55\" srcset=\"https:\/\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2011\/04\/Chase-300x55.jpg 300w, https:\/\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2011\/04\/Chase-650x120.jpg 650w, https:\/\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2011\/04\/Chase.jpg 835w\" sizes=\"auto, (max-width: 300px) 85vw, 300px\" \/><\/a>Dear Chase:<\/p>\n<p>I appreciate that wire fraud is a common illicit activity, especially with hacked bank accounts. I can even understand, if you see a first-time overseas wire transfer that you might be worried that it&#8217;s fraudulent and both lock the online account and block the transfer.<\/p>\n<p>But if you do that, and then try to contact me to let me know that there&#8217;s a problem, I would also expect that:<\/p>\n<ol>\n<li>You provide more info to the person on the line (who happens to also be on that account) than that there&#8217;s a &#8220;profile&#8221; problem and that I should call back a given phone number. \u00a0Mentioning that it has to do with a wire transfer does not seem to be a breach of privacy in such a case.<\/li>\n<li>Since it could have been just anyone claiming to be Chase and calling up and leaving a \u00a0phone number to call back, if I call the customer service number from the back of a Chase credit card or some such, I expect the person on the other end of the phone will be able to see that there&#8217;s a problem, and either walk me through it, or transfer me to the right people, or even reconfirm the number I should actually call back.<\/li>\n<\/ol>\n<p>Simply calling and leaving a cryptic message and a number to call, and meanwhile locking down my online access and not wiring the money is &#8230; well, not very service-oriented.<\/p>\n<p>Oh, by the way, if that was going to be a potential problem, it also would have been nice if the Chase managers and account reps we talked to in an actual Chase Bank had warned us.<\/p>\n<p>(All of the above is part of the reason we fled Chase for a local credit union when they bought out WaMu. \u00a0Unfortunately, our excellent mortgage is with them, so we need to keep a presence &#8212; and, to their credit, they are capable of handling international wire transfers which our credit union is not.)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dear Chase: I appreciate that wire fraud is a common illicit activity, especially with hacked bank accounts. I can even understand, if you see a first-time overseas wire transfer that you might be worried that it&#8217;s fraudulent and both lock the online account and block the transfer. But if you do that, and then try &hellip; <a href=\"https:\/\/hill-kleerup.org\/blog\/2011\/04\/14\/customer-disservice.html\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Customer Disservice&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":20746,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[35],"tags":[],"class_list":["post-20745","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-big-business"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2011\/04\/Chase.jpg","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":39771,"url":"https:\/\/hill-kleerup.org\/blog\/2013\/11\/21\/history-as-it-happened.html","url_meta":{"origin":20745,"position":0},"title":"History as it happened","author":"***Dave","date":"Thu 21-Nov-13 2:53pm","format":false,"excerpt":"We've all seen the pictures of the people, especially the iconic ones. \u00a0But seeing the first teletype announcements is oddly both detached ... and chilling. #jfk \u00a0Reshared post from +In FocusAs It Happened: AP Wire Copy of the JFK Asssassination - 28 photos - http:\/\/theatln.tc\/1aJq0Vx - When President John F.\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":10847,"url":"https:\/\/hill-kleerup.org\/blog\/2007\/06\/16\/crackberry_interrupted.html","url_meta":{"origin":20745,"position":1},"title":"Crackberry Interrupted","author":"***Dave","date":"Sat 16-Jun-07 11:17pm","format":false,"excerpt":"So I headed over to the Colorado Mills Friday afternoon, all ready to buy (and thereafter expense) my new Blackberry Curve.\u00a0 I couldn't buy it through the company because it...","rel":"","context":"In &quot;Job Jollies&quot;","block_context":{"text":"Job Jollies","link":"https:\/\/hill-kleerup.org\/blog\/category\/job-jollies"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":472,"url":"https:\/\/hill-kleerup.org\/blog\/2003\/04\/09\/i_am_not_a_numb.html","url_meta":{"origin":20745,"position":2},"title":"I am not a number!","author":"***Dave","date":"Wed 9-Apr-03 8:55pm","format":false,"excerpt":"When last we left wireless carriers, back in July '02, they were cheering the FCC for delaying number portability, though sobbing mightily, with wailing and gnashing of teeth, that it...","rel":"","context":"In &quot;Hi-Tech&quot;","block_context":{"text":"Hi-Tech","link":"https:\/\/hill-kleerup.org\/blog\/category\/hi-tech"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":8282,"url":"https:\/\/hill-kleerup.org\/blog\/2005\/12\/29\/problems_you_pr.html","url_meta":{"origin":20745,"position":3},"title":"Problems you probably haven&#8217;t faced today","author":"***Dave","date":"Thu 29-Dec-05 11:22am","format":false,"excerpt":"1. Determining what 250 pounds of Silly Putty looks like all mooshed together. 2. Determining how to break the 250 pounds of Silly Putty back apart, given that it's actually...","rel":"","context":"In &quot;Potpourri&quot;","block_context":{"text":"Potpourri","link":"https:\/\/hill-kleerup.org\/blog\/category\/potpourri"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":7376,"url":"https:\/\/hill-kleerup.org\/blog\/2005\/03\/17\/the_laptop_saga.html","url_meta":{"origin":20745,"position":4},"title":"The laptop saga continues","author":"***Dave","date":"Thu 17-Mar-05 1:15pm","format":false,"excerpt":"Our IBM rep has been hard at work. Lots of interesting developments, per my phone discussion with him this afternoon ... First off, they do not have a plug-n-playable replacement...","rel":"","context":"In &quot;My Computer&quot;","block_context":{"text":"My Computer","link":"https:\/\/hill-kleerup.org\/blog\/category\/my-computer"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":5596,"url":"https:\/\/hill-kleerup.org\/blog\/2004\/02\/13\/portability.html","url_meta":{"origin":20745,"position":5},"title":"Portability","author":"***Dave","date":"Fri 13-Feb-04 11:18am","format":false,"excerpt":"The great thing about a free market system is that folks will come up with all sorts of ingenious market twists to things that were never considered originally. Who, for...","rel":"","context":"In &quot;Hi-Tech&quot;","block_context":{"text":"Hi-Tech","link":"https:\/\/hill-kleerup.org\/blog\/category\/hi-tech"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/20745","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/comments?post=20745"}],"version-history":[{"count":0,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/20745\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/media\/20746"}],"wp:attachment":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/media?parent=20745"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/categories?post=20745"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/tags?post=20745"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}