{"id":3222,"date":"2003-01-10T10:40:09","date_gmt":"2003-01-10T15:40:09","guid":{"rendered":"http:\/\/hill-kleerup.org\/blog\/wp\/?p=3222"},"modified":"2003-01-10T10:40:09","modified_gmt":"2003-01-10T15:40:09","slug":"car_trouble","status":"publish","type":"post","link":"https:\/\/hill-kleerup.org\/blog\/2003\/01\/10\/car_trouble.html","title":{"rendered":"Car trouble"},"content":{"rendered":"<p>*Sigh*<\/p>\n<p>Back in the fall, I was thinking to myself, &#8220;Hey, the van should be paid off in the spring or so &#8212; we can start looking for a replacement for the Saturn.&#8221;  And then, to my surprise, we got the title for the Sienna in September.  Huzzah!<\/p>\n<p>So I&#8217;ve been going along, making those New Car Plans since then.<\/p>\n<p>We continued to have the money pulled from Margie&#8217;s paycheck direct to the account that the old loan had been pulling from, basically so that we could save for the down payment.  Last night I saw a statement from the credit union, and decided to read it for the first time in a while (since that was the only activity there), to see how much we&#8217;d saved.<\/p>\n<p>Uh &#8230; what&#8217;s this?  Money&#8217;s still getting pulled into the new loan account.  And &#8230; money is still being paid from that account, and there&#8217;s a balance still showing.<\/p>\n<p>Hmmm.<\/p>\n<p>So I call the credit union, explaining I have a nice, signed title cert to the van, and WTF.<\/p>\n<p>Hmmmm.<\/p>\n<p>Their records show it was a five year loan, which doesn&#8217;t sound right (I thought we went for a shorter loan, 3 or 4 years &#8212; I figured it was a 3 year when we got it &#8220;paid off&#8221; at the end of 2002).  <\/p>\n<p>They have no idea why they sent us a signed title cert, and would like it back very much, thank you.  (They mentioned this, very politely, serval times.)<\/p>\n<p>What they can&#8217;t explain is why their records show that auto loan is actually for a 1997 Accura, which, needless to say, we&#8217;ve never had.<\/p>\n<p>Hmmmmmm.<\/p>\n<p>They&#8217;re going to call us back.  And, maybe, I won&#8217;t send back that title cert quite yet.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>*Sigh* Back in the fall, I was thinking to myself, &#8220;Hey, the van should be paid off in the spring or so &#8212; we can start looking for a replacement&#8230;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_analysis_target_kw":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[5],"tags":[],"class_list":["post-3222","post","type-post","status-publish","format-standard","hentry","category-cars"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":15045,"url":"https:\/\/hill-kleerup.org\/blog\/2009\/06\/17\/bank-accounting-for-taste.html","url_meta":{"origin":3222,"position":0},"title":"Bank Accounting for Taste","author":"***Dave","date":"Wed 17-Jun-09 9:43pm","format":false,"excerpt":"So we finally, via Margie's taking action, we've started the process of moving our banking from WaMu (slowly, clumsily, turning into Chase) to a local credit union.\u00a0 Bellco was founded as a credit union in 1936 for the Mountain States Telephone and Telegraph Co. When Ma Bell got broken up\u2026","rel":"","context":"In &quot;Big Business&quot;","block_context":{"text":"Big Business","link":"https:\/\/hill-kleerup.org\/blog\/category\/big-business"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":10030,"url":"https:\/\/hill-kleerup.org\/blog\/2006\/09\/20\/end_of_the_road.html","url_meta":{"origin":3222,"position":1},"title":"End of the road","author":"***Dave","date":"Wed 20-Sep-06 1:08pm","format":false,"excerpt":"So we have a plan on cars, you see? Average car, I think, will last you six, seven, eight years before you start having to worry about serious problems, or,...","rel":"","context":"In &quot;Cars&quot;","block_context":{"text":"Cars","link":"https:\/\/hill-kleerup.org\/blog\/category\/cars"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":4596,"url":"https:\/\/hill-kleerup.org\/blog\/2003\/08\/01\/title_match.html","url_meta":{"origin":3222,"position":2},"title":"Title match","author":"***Dave","date":"Fri 1-Aug-03 2:02pm","format":false,"excerpt":"From the Bellco Credit Union: Dear Marjorie and David According to our records, it appears that your auto loan with Bellco should be paid off in a few months. Congratulations!...","rel":"","context":"In &quot;Cars&quot;","block_context":{"text":"Cars","link":"https:\/\/hill-kleerup.org\/blog\/category\/cars"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":2554,"url":"https:\/\/hill-kleerup.org\/blog\/2002\/06\/05\/latest_greatest.html","url_meta":{"origin":3222,"position":3},"title":"Latest, greatest on why U.S. Bank sucks","author":"***Dave","date":"Wed 5-Jun-02 7:07pm","format":false,"excerpt":"Still more U.S. Bank stuff ... Here's a chronology of the shenanigans that happened today, prompting my diatribe from earlier: A letter, dated 29 May (a month after we started...","rel":"","context":"In &quot;US Bank Sucks&quot;","block_context":{"text":"US Bank Sucks","link":"https:\/\/hill-kleerup.org\/blog\/category\/us-bank-sucks"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":2585,"url":"https:\/\/hill-kleerup.org\/blog\/2002\/06\/01\/brother_can_you.html","url_meta":{"origin":3222,"position":4},"title":"Brother, can you close a loan?","author":"***Dave","date":"Sat 1-Jun-02 1:54pm","format":false,"excerpt":"So yesterday, at the suggestion of the loan underwriter, I contacted the title company to see if they had had any progress in getting US Bank off their collective butts...","rel":"","context":"In &quot;US Bank Sucks&quot;","block_context":{"text":"US Bank Sucks","link":"https:\/\/hill-kleerup.org\/blog\/category\/us-bank-sucks"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":20745,"url":"https:\/\/hill-kleerup.org\/blog\/2011\/04\/14\/customer-disservice.html","url_meta":{"origin":3222,"position":5},"title":"Customer Disservice","author":"***Dave","date":"Thu 14-Apr-11 9:11pm","format":false,"excerpt":"Dear Chase: I appreciate that wire fraud is a common illicit activity, especially with hacked bank accounts. I can even understand, if you see a first-time overseas wire transfer that you might be worried that it's fraudulent and both lock the online account and block the transfer. But if you\u2026","rel":"","context":"In &quot;Big Business&quot;","block_context":{"text":"Big Business","link":"https:\/\/hill-kleerup.org\/blog\/category\/big-business"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2011\/04\/Chase-300x55.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]}],"_links":{"self":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/3222","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/comments?post=3222"}],"version-history":[{"count":0,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/3222\/revisions"}],"wp:attachment":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/media?parent=3222"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/categories?post=3222"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/tags?post=3222"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}