{"id":39923,"date":"2013-12-08T13:01:35","date_gmt":"2013-12-08T20:01:35","guid":{"rendered":"http:\/\/hill-kleerup.org\/blog\/2013\/12\/08\/raised-rates-if-you-do-raised-rates-if-you-dont.html"},"modified":"2013-12-09T09:54:11","modified_gmt":"2013-12-09T16:54:11","slug":"raised-rates-if-you-do-raised-rates-if-you-dont","status":"publish","type":"post","link":"https:\/\/hill-kleerup.org\/blog\/2013\/12\/08\/raised-rates-if-you-do-raised-rates-if-you-dont.html","title":{"rendered":"Raised rates if you do, raised rates if you don&#8217;t"},"content":{"rendered":"<div class=\"gpb-content\">An interesting look at why insurance rates go up, and why complaints about rising rates under the ACA don&#39;t explain\u00a0the whole picture.<\/p>\n<p>Opponents of the ACA have promulgated this narrative that before Obamacare health insurance was stable and rates \u00a0were reasonable and nobody ever had any cause (let alone requirement) to change their health insurance coverage. \u00a0It was never that way, of course, but overreaching promises to get the ACA passed have given those opponents ammunition to use on behalf of folks with short memories.\ufeff<\/p><\/div>\n<p class='gpb-article' style='clear:both;'>\n<div style='height:120px;width:120px;overflow:hidden;float:left;margin-top:0px;padding-top:0px;margin-right:10px;vertical-align:top;text-align:center;clear:both;'>\n                                                    <img style='max-width:none;' src='https:\/\/lh4.googleusercontent.com\/proxy\/0RTfGjlziF7Yb0n-QPEzD7tZ27R-jkXqjKBXTzfCSE8Nh2WQ4JnIZMXwIRGeKHCbNCklEIP8sQtUqnVW8K-KaULzfKp-SThO3CoREBfhZv-FeVcGC-yreVmrS4N8V23rvz6TORC1aXyTW3QCt4G4evrIuF7qpyPk_BuDd2MTBMUkdi4KgvbOMQwi5GbZnn1XnZASTXJRML8oYoRGSYomvwHGsJXP9I-9UgYWfmM41rA=w120-h120' border='0' \/>\n                                                <\/div>\n<p>                                                <a href='http:\/\/www.slate.com\/blogs\/business_insider\/2013\/12\/07\/obamacare_rate_shock_is_necessary_and_desirable.html'>One Tweet Shows Why You Shouldn&#8217;t Complain About Obamacare &#8220;Rate Shock&#8221;<\/a><br \/>\n                                                This post originally appeared in Business Insider. Hillary Rosner, a Colorado-based freelance journalist, tweets about her search for a post-Affordable Care Act health insurance plan: Here&#8217;s the thing. You can have it one way on &#8220;rate shock,&#8221; but you can&#8217;t have it both ways. There are, broadly, two ways that&#8230;\n                                            <\/p>\n<p class='gpb-links' style='clear:both;'> <a class='gpb-linkback' href='https:\/\/plus.google.com\/101083456815352083930\/posts\/gXaJD632ikJ' target='_new'>View this post on Google+<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>An interesting look at why insurance rates go up, and why complaints about rising rates under the ACA don&#39;t explain\u00a0the whole picture. Opponents of the ACA have promulgated this narrative that before Obamacare health insurance was stable and rates \u00a0were reasonable and nobody ever had any cause (let alone requirement) to change their health insurance &hellip; <a href=\"https:\/\/hill-kleerup.org\/blog\/2013\/12\/08\/raised-rates-if-you-do-raised-rates-if-you-dont.html\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Raised rates if you do, raised rates if you don&#8217;t&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[106,35,134],"tags":[],"class_list":["post-39923","post","type-post","status-publish","format-standard","hentry","category-plusposts","category-big-business","category-health-care"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":134766,"url":"https:\/\/hill-kleerup.org\/blog\/2017\/09\/19\/remember-used-jack-insurance-rates-got-sick.html","url_meta":{"origin":39923,"position":0},"title":"Remember when they used to jack up your insurance rates when you got sick?","author":"***Dave","date":"Tue 19-Sep-17 4:15pm","format":false,"excerpt":"Welcome to the Graham-Cassidy bill, the last ditch (for 2017) effort by the GOP in the Senate to Repeal-and-Replace the ACA with something that isn't so ... well ... likely to help people stay solvent and\/or alive. A provision of the new Trumpcare bill gaining steam among Senate Republicans \u2014\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2017\/09\/unnamed-2.png?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":132133,"url":"https:\/\/hill-kleerup.org\/blog\/2016\/12\/01\/to-provide-fewer-human-services-for-health.html","url_meta":{"origin":39923,"position":1},"title":"To provide fewer Human Services for Health","author":"***Dave","date":"Thu 1-Dec-16 7:02am","format":false,"excerpt":"Getting rid of the Affordable Care Act has been the top priority for the GOP since it was passed (heck, probably before that). With control of both chambers of Congress and the White House, something along those lines is likely.Which is a bit of a challenge for the GOP, because\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":133113,"url":"https:\/\/hill-kleerup.org\/blog\/2017\/03\/20\/on-the-failing-aca.html","url_meta":{"origin":39923,"position":2},"title":"On the &quot;Failing&quot; ACA","author":"***Dave","date":"Mon 20-Mar-17 5:24pm","format":false,"excerpt":"I don't usually cite the HuffPo, but the attached article does a pretty good job as a reference, explaining how the horrible \"failings\" of \"Obamacare\" -- rising premiums, insurance providers fleeing certain markets, etc. -- are often as not the very doing of the GOP at the federal and state\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":134702,"url":"https:\/\/hill-kleerup.org\/blog\/2017\/09\/15\/yes-gop-still-trying-take-aca-medicaid.html","url_meta":{"origin":39923,"position":3},"title":"Yes, the GOP are STILL trying to take down the ACA &#8230; and Medicaid","author":"***Dave","date":"Fri 15-Sep-17 12:28pm","format":false,"excerpt":"Rising from the grave to eat the health care of the living ... While some of the details are different from the varied attempts in the summer to get rid of the ACA, the end results remain much the same: Getting rid of the ACA individual mandate (thus instantly shrinking\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2017\/09\/US-Capitol-congress.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":49478,"url":"https:\/\/hill-kleerup.org\/blog\/2015\/02\/02\/what-an-actual-gop-heath-insurance-reform-plan-inconceivable.html","url_meta":{"origin":39923,"position":4},"title":"What? An actual GOP Heath Insurance Reform Plan? Inconceivable!","author":"***Dave","date":"Mon 2-Feb-15 5:26pm","format":false,"excerpt":"But true! And what does it do?A. Keep all the cool things from Obamacare that people say they like. (E.g., insurance companies can't deny coverage based on a pre-existing condition.).B. Shift all the costs back to individual insurance purchasers or, optionally, their employers, putting things, de facto, back where they\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":133392,"url":"https:\/\/hill-kleerup.org\/blog\/2017\/05\/03\/the-problem-the-aca-went-a-long-way-toward-fixing.html","url_meta":{"origin":39923,"position":5},"title":"The problem the ACA went a long way toward fixing","author":"***Dave","date":"Wed 3-May-17 9:46am","format":false,"excerpt":"As Consumer Reports notes, one major change that took place once the ACA came in was a significant decline in personal bankruptcies, down over 50% since the ACA was passed.'\u201cIt\u2019s absolutely remarkable,\u201d says Jim Molleur, a Maine-based bankruptcy attorney with 20 years of experience. \u201cWe\u2019re not getting people with big\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/39923","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/comments?post=39923"}],"version-history":[{"count":1,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/39923\/revisions"}],"predecessor-version":[{"id":39934,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/39923\/revisions\/39934"}],"wp:attachment":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/media?parent=39923"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/categories?post=39923"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/tags?post=39923"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}