{"id":41232,"date":"2014-02-27T10:33:29","date_gmt":"2014-02-27T17:33:29","guid":{"rendered":"http:\/\/hill-kleerup.org\/blog\/2014\/02\/27\/how-obamacare-repeal-would-be-a-cure-worse-than-the-non-existent-disease.html"},"modified":"2014-03-03T10:09:54","modified_gmt":"2014-03-03T17:09:54","slug":"how-obamacare-repeal-would-be-a-cure-worse-than-the-non-existent-disease","status":"publish","type":"post","link":"https:\/\/hill-kleerup.org\/blog\/2014\/02\/27\/how-obamacare-repeal-would-be-a-cure-worse-than-the-non-existent-disease.html","title":{"rendered":"How Obamacare repeal would be a cure worse than the (non-existent) disease"},"content":{"rendered":"
How Obamacare repeal would be a cure worse than the (non-existent) disease<\/b><\/p>\n

'Thanks to the Affordable Care Act, this woman is saving about $6,350 this year on premiums, which coincidentally is the most an insurance company can require an individual beneficiary to pay annually in out-of-pocket expenses. In other words, the worst-case financial outcome for her is a total wash. Almost to the dollar. But that doesn\u2019t account for everything else the law has put in place to protect her from past insurance company practices, which will ultimately redound both to her personal and financial health. Her carrier can no longer rescind her plan under any circumstances. It can\u2019t invoke a lifetime cap on outlays, which would easily leave a leukemia patient effectively uninsured. And it can\u2019t hike her premiums on the basis of her health status, because that kind of discrimination is now illegal.<\/i><\/p>\n

Now take the Affordable Care Act away. All of those stabilizing mechanisms disappear. But that doesn\u2019t mean we go backward in time to the pre-Obamacare status quo. The vanquished individual health insurance market of 2013 doesn\u2019t just restore itself as if Obamacare never happened. There\u2019s no guarantee that our hypothetical patient\u2019s old healthcare plan will be available to her anymore. She\u2019d probably have to be underwritten all over again. And given all the uncertainty in the market, it stands to reason that any carrier willing to insure a 49-year-old cancer patient will set premiums higher than they were a year ago, perhaps at an unaffordable level, or raise them substantially at some point in the near future.'<\/i>\ufeff<\/div>\n

\n

\n \n <\/div>\n

The right\u2019s sociopathic new scam: Using Americans to harm their own health plans<\/a>
\n GOP-aligned groups are now exploiting innocent people who need Obamacare — by having them campaign for its demise\n <\/p>\n

View this post on Google+<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

How Obamacare repeal would be a cure worse than the (non-existent) disease 'Thanks to the Affordable Care Act, this woman is saving about $6,350 this year on premiums, which coincidentally is the most an insurance company can require an individual beneficiary to pay annually in out-of-pocket expenses. In other words, the worst-case financial outcome for … Continue reading “How Obamacare repeal would be a cure worse than the (non-existent) disease”<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[106,134,9],"tags":[],"class_list":["post-41232","post","type-post","status-publish","format-standard","hentry","category-plusposts","category-health-care","category-politics-law"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":132133,"url":"https:\/\/hill-kleerup.org\/blog\/2016\/12\/01\/to-provide-fewer-human-services-for-health.html","url_meta":{"origin":41232,"position":0},"title":"To provide fewer Human Services for Health","author":"***Dave","date":"Thu 1-Dec-16 7:02am","format":false,"excerpt":"Getting rid of the Affordable Care Act has been the top priority for the GOP since it was passed (heck, probably before that). With control of both chambers of Congress and the White House, something along those lines is likely.Which is a bit of a challenge for the GOP, because\u2026","rel":"","context":"In "~PlusPosts"","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":132744,"url":"https:\/\/hill-kleerup.org\/blog\/2017\/02\/02\/repeal-replace-re-consider.html","url_meta":{"origin":41232,"position":1},"title":"Repeal! Replace! Re….consider?","author":"***Dave","date":"Thu 2-Feb-17 9:52pm","format":false,"excerpt":"It may be whistling in the dark, but it looks like the GOP Congress is losing momentum on the whole \"Obamacare delenda est!\" crusade. It turns out it's tough (a) get rid of the ACA while (b) not offending various groups that actually like the particular parts of the ACA\u2026","rel":"","context":"In "~PlusPosts"","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":138418,"url":"https:\/\/hill-kleerup.org\/blog\/2019\/03\/26\/trump-finds-a-new-avenue-of-attack-on-the-aca.html","url_meta":{"origin":41232,"position":2},"title":"Trump finds a new avenue of attack on the ACA","author":"***Dave","date":"Tue 26-Mar-19 12:05am","format":false,"excerpt":"He couldn't do it through Congress, and hasn't quite managed it by Executive Order, so ...","rel":"","context":"In "Economic Justice"","block_context":{"text":"Economic Justice","link":"https:\/\/hill-kleerup.org\/blog\/category\/politics-law\/economic-justice"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2017\/09\/Donald-Trump-in-front-of-a-flag.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":134812,"url":"https:\/\/hill-kleerup.org\/blog\/2017\/09\/21\/aarp-rips-graham-cassidy-repeal-bill.html","url_meta":{"origin":41232,"position":3},"title":"The AARP rips the Graham-Cassidy repeal bill","author":"***Dave","date":"Thu 21-Sep-17 5:31pm","format":false,"excerpt":"But, hey, I'm sure those old people who on average would be spending $16K a year more on medical insurance probably have tons of money buried under the oak tree in the back yard, right? Or, they could just die and not drain the federal and state coffers. That would\u2026","rel":"","context":"In "~PlusPosts"","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2017\/09\/unnamed-28.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":132513,"url":"https:\/\/hill-kleerup.org\/blog\/2017\/01\/05\/when-the-dog-finally-catches-the-car-health-insurance-edition.html","url_meta":{"origin":41232,"position":4},"title":"When the dog finally catches the car (Health Insurance Edition)","author":"***Dave","date":"Thu 5-Jan-17 1:07pm","format":false,"excerpt":"I'm not sure if I would call this article optimistic (the end results for the average American are not good), but there's a certain amount of schadenfreude in watching the GOP mill about in confusion over what to do about national health care coverage besides ... well, besides repeal the\u2026","rel":"","context":"In "~PlusPosts"","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":132995,"url":"https:\/\/hill-kleerup.org\/blog\/2017\/03\/07\/morphing-the-aca-into-the-ahca.html","url_meta":{"origin":41232,"position":5},"title":"Morphing the ACA into the AHCA","author":"***Dave","date":"Tue 7-Mar-17 11:27am","format":false,"excerpt":"Because that's not at all intentionally confusing ...So reading some analysis of the proposed GOP health insurance plan has been a bit confusing, but a few points stand out:1. Mandates change to \"personal responsibility\" -- Which sounds fine and upstanding and all-American, but ends up inevitably breaking the system (again),\u2026","rel":"","context":"In "~PlusPosts"","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/41232","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/comments?post=41232"}],"version-history":[{"count":1,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/41232\/revisions"}],"predecessor-version":[{"id":41304,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/41232\/revisions\/41304"}],"wp:attachment":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/media?parent=41232"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/categories?post=41232"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/tags?post=41232"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}