{"id":42113,"date":"2014-05-21T07:47:12","date_gmt":"2014-05-21T13:47:12","guid":{"rendered":"http:\/\/hill-kleerup.org\/blog\/2014\/05\/21\/moving-the-climate-change-debate-from-if-to-who-pays.html"},"modified":"2014-11-12T11:54:32","modified_gmt":"2014-11-12T18:54:32","slug":"moving-the-climate-change-debate-from-if-to-who-pays","status":"publish","type":"post","link":"https:\/\/hill-kleerup.org\/blog\/2014\/05\/21\/moving-the-climate-change-debate-from-if-to-who-pays.html","title":{"rendered":"Moving the climate change debate from &quot;if&quot; to &quot;who pays&quot;"},"content":{"rendered":"<div class=\"gpb-content\"><b>Moving the climate change debate from &quot;if&quot; to &quot;who pays&quot;<\/b><\/p>\n<p>Farmers Insurance is suing a number of Chicago area municipalities for failing to plan and upgrade infrastructure appropriately in the face of extreme weather associated with climate change &#8212; in this case a major storm that caused sewer and stormwater drain problems, inflicting in turn major property damage claims by Farmers insured.<\/p>\n<p>It&#39;s an interesting case &#8212; and possibly opportunistic for Farmers and other insurance carriers &#8212; but it may be one more step in pushing costs associated with climate change to the parties responsible for it. The negligence argument may have some partial merit &#8212; not that most municipalities are in a position to spend the money needed to keep up their infrastructure (though that, in turn, is ultimately a choice of the citizenry \/ taxpayers). \u00a0But if they do face damages to Farmers, how long before either (a) major carbon producers start getting sued by cities, or states, or the feds, or (b) these sorts of costs end up getting pushed to the national level, which would create pressure to, again, get some money from the businesses and people both contributing to climate change and exerting political pressure to avoid doing something about it.<\/p>\n<p>Or the courts will decide the insurance companies can pound sand, said companies will get out of the business or jack up their coverage costs tremendously, and individual property owners will get stuck paying the increasing and externalized costs of carbon waste.\ufeff<\/p><\/div>\n<p class='gpb-article' style='clear:both;'>\n<div style='height:120px;width:120px;overflow:hidden;float:left;margin-top:0px;padding-top:0px;margin-right:10px;vertical-align:top;text-align:center;clear:both;'>\n                                                    <img style='max-width:none;' src='https:\/\/lh5.googleusercontent.com\/proxy\/805QBwzJGs9W7xqbgM8DheRpAGqKSg_qeoZ8clv8wayCDNI-qJUel9NDsQYPHbBYx_ijLduy6c4kMuayf-CI2iJeay7DcBPkhpYJufVL-1FDVawKNVQ=w120-h120' border='0' \/>\n                                                <\/div>\n<p>                                                <a href='http:\/\/thinkprogress.org\/climate\/2014\/05\/19\/3439048\/insurance-climate-class-action-flood'>In Landmark Class Action, Farmers Insurance Sues Local Governments For Ignoring Climate Change<\/a><br \/>\n                                                Last month Farmers Insurance Co. filed nine class-action lawsuits arguing that local governments in the Chicago area are aware that climate change is leading to heavier rainfall but are failing to prepare accordingly. \n                                            <\/p>\n<p class='gpb-links' style='clear:both;'> <a class='gpb-linkback' href='https:\/\/plus.google.com\/101083456815352083930\/posts\/3PR6u2DMZaj' target='_new'>View this post on Google+<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Moving the climate change debate from &quot;if&quot; to &quot;who pays&quot; Farmers Insurance is suing a number of Chicago area municipalities for failing to plan and upgrade infrastructure appropriately in the face of extreme weather associated with climate change &#8212; in this case a major storm that caused sewer and stormwater drain problems, inflicting in turn &hellip; <a href=\"https:\/\/hill-kleerup.org\/blog\/2014\/05\/21\/moving-the-climate-change-debate-from-if-to-who-pays.html\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Moving the climate change debate from &quot;if&quot; to &quot;who pays&quot;&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[106,35,748],"tags":[586],"class_list":["post-42113","post","type-post","status-publish","format-standard","hentry","category-plusposts","category-big-business","category-weather-and-climate-change","tag-pluspost"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack-related-posts":[{"id":38056,"url":"https:\/\/hill-kleerup.org\/blog\/2013\/07\/01\/cold-calculating-eyes-and-climate-change.html","url_meta":{"origin":42113,"position":0},"title":"Cold, calculating eyes and Climate Change","author":"***Dave","date":"Mon 1-Jul-13 8:28am","format":false,"excerpt":"While Congress continues to dither in the face of businesses whose short-term interest is denying climate change and their role in it, the insurance industry is looking at the dollars and cents and coming up with their own assessment -- which, of course, will mean those most affected will be\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":2499,"url":"https:\/\/hill-kleerup.org\/blog\/2002\/06\/13\/more_maps.html","url_meta":{"origin":42113,"position":1},"title":"More Maps","author":"***Dave","date":"Thu 13-Jun-02 11:37am","format":false,"excerpt":"Best map I've found so far (via 9News) of the Hayman fire and where it sits viz us. I work just above the \"e\" in Lakewood (at the top of...","rel":"","context":"In &quot;Climate Change \/ Weather \/ Disasters&quot;","block_context":{"text":"Climate Change \/ Weather \/ Disasters","link":"https:\/\/hill-kleerup.org\/blog\/category\/science\/weather-and-climate-change"},"img":{"alt_text":"Click for larger picture","src":"\/blog\/images\/hayman-6-12-9a.gif","width":350,"height":200},"classes":[]},{"id":30321,"url":"https:\/\/hill-kleerup.org\/blog\/2012\/09\/24\/who-shall-insure-the-insurers.html","url_meta":{"origin":42113,"position":2},"title":"Who shall insure the insurers?","author":"***Dave","date":"Mon 24-Sep-12 6:42am","format":false,"excerpt":"Weather-related (and climate-change-related) losses continue to rise, in a way that seems unsustainable for the insurance industry to remain profitable while still doing what folks expect insurance to do -- deal with major losses that are impractical to personally save for.If costs get too high and widespread, property insurance and\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":33804,"url":"https:\/\/hill-kleerup.org\/blog\/2013\/05\/15\/climate-change-and-money-talking.html","url_meta":{"origin":42113,"position":3},"title":"Climate Change and Money Talking","author":"***Dave","date":"Wed 15-May-13 8:50am","format":false,"excerpt":"Sad, but true. 'The best hope for those concerned about climate change: that global warming isn\u2019t just devastating for society, but also bad for business.'(h\/t +Paula Jones)Reshared post from +Susan StoneYou know the old saw, follow the money.... Insurers Stray From the Conservative Line on Climate Change - NYTimes.com A\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":129081,"url":"https:\/\/hill-kleerup.org\/blog\/2015\/12\/07\/fox-only-pays-attention-to-carbon-dioxide-when-its-to-mock-about.html","url_meta":{"origin":42113,"position":4},"title":"Fox only pays attention to carbon dioxide when it&#039;s to mock about","author":"***Dave","date":"Mon 7-Dec-15 5:18pm","format":false,"excerpt":"Fox (et al.) are having fun noting the estimated 300Ktons of carbon being released by the participants in Paris at the discussion of climate change and what to do about it. ALERT! Look! Irony! Messing up the climate to try to save the climate! For shame!It's a cheap and ultimately\u2026","rel":"","context":"In &quot;~PlusPosts&quot;","block_context":{"text":"~PlusPosts","link":"https:\/\/hill-kleerup.org\/blog\/category\/blogging\/plusposts"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":138445,"url":"https:\/\/hill-kleerup.org\/blog\/2019\/03\/27\/we-can-solve-climate-change-if-it-exists-with-moar-american-babiez.html","url_meta":{"origin":42113,"position":5},"title":"We can solve climate change (if it exists) with MOAR AMERICAN BABIEZ!","author":"***Dave","date":"Wed 27-Mar-19 11:41pm","format":false,"excerpt":"\u201cThe solution to so many of our problems, at all times and in all places: fall in love, get married and have some kids.\u201d","rel":"","context":"In &quot;Climate Change \/ Weather \/ Disasters&quot;","block_context":{"text":"Climate Change \/ Weather \/ Disasters","link":"https:\/\/hill-kleerup.org\/blog\/category\/science\/weather-and-climate-change"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/hill-kleerup.org\/blog\/wp\/wp-content\/uploads\/2019\/03\/Mike-Lee-more-babies.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]}],"_links":{"self":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/42113","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/comments?post=42113"}],"version-history":[{"count":1,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/42113\/revisions"}],"predecessor-version":[{"id":42164,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/posts\/42113\/revisions\/42164"}],"wp:attachment":[{"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/media?parent=42113"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/categories?post=42113"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hill-kleerup.org\/blog\/wp-json\/wp\/v2\/tags?post=42113"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}