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Home Depot sues over Chip-without-PIN card restrictions

Home Depot has filed a law suit arguing that MasterCard and Visa have "colluded" to prevent use of PIN numbers on credit card transactions in the US. It says that the less-secure lack of PINs reaps more transaction fees for the credit card companies, and contractual terms that both card companies impose prevent banks or retailers from using less expensive PIN-authentication services.

That makes a lot more sense than "We don't think Americans can remember PIN numbers."




Home Depot Accuses Visa, MasterCard Of Colluding On “Defective” Credit Cards
While banks and credit card issuers are slowly rolling out new debit and credit cards containing microchips intended to make them less susceptible to fraud, Home Depot says in a recently filed laws…

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6 thoughts on “Home Depot sues over Chip-without-PIN card restrictions”

  1. Especially in light of the fact that Target on all of its new credit cards requires a pin. Unless we are to assume that people who shop at Target are smarter!

  2. +Dave Hill holy smackers. Thanks for sharing Dave. Looks like there's a mild affiliation but HD probably should not be punished for their retired CEO's statements. Bet their none too happy about that connection.
    Thanks for setting me straight, we need that kind of cross check to keep us on the right path.

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