I was surprised that we hadn’t heard more from the insurance company about the deck damage when I got back. Lo and behold, reason is that they were busy processing stuff, and we just got a check in the mail for $4900.
But that’s not all. Given that we have replacement value on our insurance, once we demonstrate that we’ve actually replaced the deck, they’ll send us another $4600.
That’s the good news. The bad news is — yeesh! $10.5k for a very simple deck? I wonder how much our expanded plans for it will actually end up running.
We actually did meet with the contractor from the insurance company before we left on our Memorial Day trip. He was competent and thorough, and had a crew come out to put a sized prop to keep the deck from collapsing (eek). We also raised some of the deck redesign we were thinking about (the “5 years from now” project that’s happening now, I think), making it deeper, split level, add a stairway, and using an artificial material rather than wood. He picked right up on it, and sketched out some ideas. We’ll definitely be giving him a call back.